A mortgage broker’s job is to find the right mortgage deal for your needs. We have access to many different mortgage products and lenders, so you aren’t just tied to fitting one lender’s criteria, like you would be if you took a mortgage out through a bank or building society. We also deal with the whole application process so you don’t have to worry about the paperwork or admin that’s required. 

Yes, we do charge a fee. By charging a fee, we can spend more time advising and supporting you throughout your application, and means our advice can be focused solely on your needs. Your mortgage adviser will be able to tell you what their fee is.  

Not necessarily. We aim to help everyone get onto the ladder, no matter what your circumstances are. Our specialist advisers will assess your individual needs and make a recommendation that is right for you.

Yes, even if you’ve taken a mortgage break once already, you can still take another one.

The amount you can borrow will depend on a few things e.g. the house price, your deposit amount, your monthly expenditure and income.

Use our online borrowing calculator to get a rough estimate of how much you might be able to borrow.

To be accepted for a mortgage, you will need buildings insurance as a minimum. We recommend you take out the contents part of the insurance with that too (building and contents insurance).

There are other insurances that can protect you and your family from the unknown, such as life insurance, critical illness cover, income protection. Our advisers can talk through these different options so you can decide whether these might be right for you.